Share Rates

Share (Savings) Account
Dividend Rate*APY**
$5.00-$1,999.990.05%0.05%
$2,000-$9,999.990.15%0.15%
$10,000-$24,999.990.15%0.15%
$25,000-$49,999.990.15%0.15%
$50,000+0.15%0.15%
IRA Savings Account0.20%0.20%

*Annual Percentage Rate     **Annual Percentage Yield – fees may reduce the yields on the account.  All dividend rates are ratified monthly by the Board of Directors and are subject to change without notice. See Important Account Information for Our Members pamphlet for the Truth-In-Savings Disclosure

Money Market Account
Dividend Rate*APY**
$0-$1,999.990.0%0.0%
$2,000-$9,999.990.05%0.05%
$10,000-$24,999.990.10%0.10%
$25,000-$49,999.990.15%0.15%
$50,000-$99,999.990.20%0.20%
$100,000+0.25%0.25%

*Annual Percentage Rate     **Annual Percentage Yield – fees may reduce the yields on the account.  All dividend rates are ratified monthly by the Board of Directors and are subject to change without notice. See Important Account Information for Our Members pamphlet for the Truth-In-Savings Disclosure

Share Draft (Checking) Account
Dividend Rate*APY**
Express (Basic)0.00%0.00%
Star*$1000 min. balance0.05%0.05%

Grandfathered Preferred, Preferred Plus and Preferred Plus Senior accounts receive the Star account Dividend Rate and corresponding APY.

*Annual Percentage Rate     **Annual Percentage Yield – fees may reduce the yields on the account.  All dividend rates are ratified monthly by the Board of Directors and are subject to change without notice. See Important Account Information for Our Members pamphlet for the Truth-In-Savings Disclosure

Share Certificate Builder Account
Dividend Rate*APY**
0.20%0.20%

*Annual Percentage Rate     **Annual Percentage Yield – fees may reduce the yields on the account.  All dividend rates are ratified monthly by the Board of Directors and are subject to change without notice. See Important Account Information for Our Members pamphlet for the Truth-In-Savings Disclosure

Holiday Savings Account
Dividend Rate*APY**
0.20%0.20%

*Annual Percentage Rate     **Annual Percentage Yield – fees may reduce the yields on the account.  All dividend rates are ratified monthly by the Board of Directors and are subject to change without notice. See Important Account Information for Our Members pamphlet for the Truth-In-Savings Disclosure

Share and IRA Certificates - $1,000 (+) Minimum Balance
TermDividend Rate*APY**
3 month0.35%0.35%
6 month0.50%0.50%
9 month0.60%0.60%
12 month0.70%0.70%
18 month0.80%0.80%
24 month0.95%0.95%
30 month1.20%1.21%
36 month1.30%1.31%
48 month1.40%1.41%

*Annual Percentage Rate     **Annual Percentage Yield – fees may reduce the yields on the account.  All dividend rates are ratified monthly by the Board of Directors and are subject to change without notice. See Important Account Information for Our Members pamphlet for the Truth-In-Savings Disclosure

Share and IRA Certificates - $10,000 (+) Minimum Balance
TermDividend Rate*APY**
3 month0.40%0.40%
6 month0.55%0.55%
9 month0.65%0.65%
12 month0.75%0.75%
18 month0.85%0.85%
24 month1.00%1.01%
30 month1.25%1.26%
36 month1.35%1.36%
48 month1.45%1.46%

*Annual Percentage Rate     **Annual Percentage Yield – fees may reduce the yields on the account.  All dividend rates are ratified monthly by the Board of Directors and are subject to change without notice. See Important Account Information for Our Members pamphlet for the Truth-In-Savings Disclosure

Share and IRA Certificates - $100,000 (+) Minimum Balance
TermDividend Rate*APY**
3 month0.45%0.45%
6 month0.60%0.60%
9 month0.70%0.70%
12 month0.80%0.80%
18 month0.90%0.90%
24 month1.05%1.06%
30 month1.30%1.31%
36 month1.40%1.41%
48 month1.50%1.51%

*Annual Percentage Rate     **Annual Percentage Yield – fees may reduce the yields on the account.  All dividend rates are ratified monthly by the Board of Directors and are subject to change without notice. See Important Account Information for Our Members pamphlet for the Truth-In-Savings Disclosure