Mountain biker on edge of beautiful vista    

Share Certificates

DNCU's certificates offer the best dividends for our members. If you can set money aside for anywhere from 3 months to 4 years, you can reap the benefits of our great certificate rates.

All you need is $1,000 to open one of our standard certificates and you earn even more dividends if you achieve $10,000 or $100,000 balances.


Certificate Builder

We now offer a Certificate Builder that helps our members who don't have the minimum $1,000 balance work their way towards saving for their future.

With just $50 you can open a Certificate Builder. You must also set up an automatic transfer or deposit for at least $50 each month. Once your Certificate Builder reaches $500, it will be transferred to a 12-month certificate to earn even more dividends. Certain restrictions and fees do apply, so consult your member disclosure packet for details.

To view our current certificate rates, click here.