Money Market Savings Account

Money Market Savings Account

The Account

If you keep a higher savings balance but need to write three checks or fewer per month, this is a great choice for you to earn higher interest.*

Dividends are paid on the first of every month for balances above $2,000 and earned from the time of deposit. Different rates are paid depending on your balance - the more you save, the more you earn! View current rates.

There is no monthly fee and your first book of 25 custom image checks is free.

  • No minimum withdrawal amount.
  • Limit of 6 withdrawals or transfers monthly.
  • No more than 3 of the 6 transfers may be negotiated by check, draft or debit card.
  • No Courtesy Pay overdraft protection or Bill Pay feature with this account.
  • Tiered rates based on account balance (see Current Rates). Dividends are compounded monthly and paid monthly.

Please be aware that per banking regulations, our Money Market Savings account is designed for higher rate savings but very limited checking. Only 3 checks per month are allowed without fees. As accounts designed primarily for savings use, Money Market Savings Accounts do not qualify for Courtesy Pay and may not be used with Bill Pay.

Open Your Account

Visit with any Service Advisor at one of our 6 branches or call (877) 818-DNCU. Not a member of DNCU, applying Online is quick and easy. Start here.

*DNCU will charge a service fee for more than three checks. Other fees may apply, please see our List of Fees for a complete list.