Free 4 Me Checking Accounts

Free 4 Me Checking is the ultimate account for the 18-25 year old crowd. With all the features you need and some great extra perks, Free 4 Me living in New Mexico has never been easier.

Get yourself ready to manage a checking account by taking our partner Checkright's free online course here.

Here is what you get with your Free 4 Me Checking:

• $10 iTunes Card
Complimentary iTunes card when you open your new Free 4 Me Checking account. Awesome!

• No monthly fee
This checking account lets you live Free 4 Me, with no monthly fee. That’s right, no fee = FREE.

• Oops NSF Fee rebate
Oops happens and when it does, we’ve got your back. Use your Oops NSF Rebate up to four times a year, (max $100). Just let us know when you need it.

• First 20 ATM fees free
Why pay to access your own money? With Free 4 Me Checking your first 20 ATM withdrawals from your credit union, CUAnytime, or CO-OP ATM each month are free ― that’s practically one for every day of the week. (Only in-network ATMs qualify)

• Free debit/check card
Use your card at retail stores everywhere to pay for stuff directly out of your Free 4 Me checking account. Sweet and simple.

• No minimum balance required
Whether you have $5 or $500 in your account, you are a valued credit union member. We treat you like you own the place, because as a member, you do.

• Free eStatement
Snail mail? We don’t think so. Safe secure and environmentally friendly, eStatements are delivered faster and directly to your e-mail. Less paper, happier trees. 

• Free Online Banking & Mobile App
24/7 access when you need it. Check balances, view recent transactions, transfer funds within your accounts and much more. Download the Mobile App for Bill Pay, External Transfers, Remote Deposit Capture and more.

• Free online bill pay
Your one-stop shop to take care of all your bills, from Netflix to the rent, open 24 hours a day.

Free Money Management – DNCU’s Personal Financial Management Program
Keeping track of saving and spending has never been easier. The Money Management program inside our online banking portal helps you create a budget and track expenses easily. The program categorizes all of your transactions automatically so you can easily see where your money goes. Manage all of your accounts in one place – even accounts at other institutions – with one password. Plus, set spending goals to keep you on track.

First Time Borrowers Program
It’s hard to establish credit when no one will lend you money. We’ll help you with your first car, laptop, or school expenses.  

Secured Credit Card
Credit cards can be a powerful tool when used responsibly. Our card has no hidden agenda and a limit so you can establish and build credit in a safe way.

To open your account, simply visit your local branch or call to speak to a Service Advisor (877) 818-DNCU (3628).