Del Norte Credit Union Credit Card Disclosure
|Interest Rates and Interest Charges|
|Annual Percentage Rate (APR) for Purchases, Balance Transfers & Cash Advances||Visa® Platinum
|Penalty APR and When it Applies||None|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date of each month.|
|Minimum Finance Charge||None|
|For Credit Card Tips from the Consumer Financial Protection Bureau (CFPB)||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore|
|Annual Fee/ Set-up
and Maintenance Fees
|Foreign Transaction||1% of each transaction in U.S. dollars|
How We Will Calculate Your Balance: We use a method called “average daily balance" (including new purchases).
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.