del Norte Credit Union
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Schedule of Fees and Charges

Common Features: The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

An account is considered dormant if for one year no withdrawals or deposits, other than credited dividends, have been made to the account and we have received no communication from you about the account. Dormant accounts will be assessed a $5 inactivity fee on a monthly basis. Accounts will be assessed the inactivity fee regardless of the balance. This fee will not be charged if you have another active account or loan under the same number or you are 18 years of age or under.

Fee applies when overdraft is created by check, in-person, ATM withdrawal, or other electronic means.

Domestic Wire Transfer
Foreign Wire Transfer

This fee will not be charged if you have an aggregate balance within all deposit accounts of $100.00 or more, or if you have a loan or credit card with DNCU.

Safety Deposit Boxes
Effective

Electronic Fund Transfers-Your Rights and Responsibilities:

Preauthorized Payments: We will charge you $20.00 for each stop-payment order you request.

Truth-in-Savings Disclosure:

Primary Share Account: Minimum balance requirements-You must maintain a minimum daily balance of $5.00 in your account each day to obtain the disclosed annual percentage yield.

Par value of a share-The par value of a share in this account is $5.00.

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