Del Norte Credit Union’s Financial Seminar Series:
Here at Del Norte Credit Union, we are dedicated to helping our members reach their financial goals by being an unbiased source of financial advice. That’s why we offer free educational seminars to our members and non-members on various financial topics. All of our classes are taught by experts in the field and are purely educational so you don’t have to worry about someone trying to sell you something. Education is the key to making smart financial decisions and we hope you’ll take advantage of the following opportunities.
Empower your Financial Personality
In this seminar you will learn how to identify your unique financial personality. You will also learn how to empower your financial strengths, avoid pitfalls, and understand your significant other’s or family member’s financial personality better.
Monday, March 1 - Los Alamos branch from 6 - 7 p.m.
RSVP to Lisa by calling (505) 455–5361 or email lcantrup@dncu.org.
Understanding Taxes
We all know that taxes are a fact of life but the confusion often comes with understanding how to do them. Let us help you take the mystery out of taxes. Our experts will cover:
- Most common tax mistakes made by most people
- Tax planning vs. Tax preparation
- Formula for determining one’s tax liability
- Current tax law changes
- The impact of taxes on: investments and qualified plan distributions
- What to do in an IRS audit
Wednesday, March 3 – Los Alamos branch from 6 - 7 p.m.
RSVP to Lisa by calling (505) 455–5361 or email lcantrup@dncu.org.
Financial Management Seminar for Teens
Score! is a program at DNCU designed to teach teens how to manage money before it begins to manage them. As part of the program, teens learn the essentials of personal financial management in a half-day seminar (parents are required to attend). Upon completion of the seminar, teens are eligible for our DNCU Score! credit card, co-signed by a parent/guardian, which will help them start building healthy credit histories right now. Additional benefits of the program include: .25% dividend earnings on savings accounts and a subscription to Brass Magazine, the money magazine for teens.
If you would like to enroll your teen in the program, visit your local branch and open a Score! account for him or her. Make sure to bring a birth certificate and social security card for new account holders. If you have questions please call (505) 455-5361.
Saturday, March 6 at the DeVargas Branch from 10 a.m. to 1 p.m. (lunch provided)
RSVP to Lisa by calling (505) 455–5361 or email lcantrup@dncu.org.
Understanding Estate Planning and Insurance
Estate planning isn’t only for the wealthy. If you own assets of any kind, you have an estate. And if you have an estate, you need a plan for preserving it through your lifetime and transferring it to others. Our experts will also cover how to choose the right insurance for your needs.
Estate planning will:
- Give you peace of mind that you have taken care of your loved ones
- Prevent costly “lack of planning” pitfalls
- Help you create a legacy that fits your individual situation
- Reduce expenses and taxes
Wednesday, March 10 – Espanola branch from 6 – 7 p.m.
Tuesday, March 16 – Cerrillos Road branch from 6 – 7 p.m.
Thursday, March 18 – Los Alamos branch from 6 – 7 p.m.
RSVP to Lisa by calling (505) 455–5361 or email lcantrup@dncu.org.
Should you leave your 401(k) behind if you retire or change jobs?
Planning for retirement can be confusing and stressful, especially when you experience life events that could alter the plan you already have in place. Retiring or changing jobs may leave you wondering what to do with the money in your current investment plan. Taxes, inflation, and the threat of dwindling Social Security benefits may add to your concerns and can have a significant impact on your retirement. This class is intended to help you understand the options available as you move into the next stage of your life and make choices that are suitable for your financial future.
Tuesday, March 23rd - Pojoaque Office 6 -7 p.m.
Tuesday, April 20th - Cerrillos branch from 12 – 1 p.m. (light lunch provided)
Seminars are also available at our other locations upon request. RSVP to Barbara or Stacey at (505) 455–5382.
Learn how to protect your family with a Trust
We have partnered with Santa Fe Trust, Inc. to provide our members with the basic information about Trusts, the benefits of having one, and how to get started.
A Trust can:
- Help effectively manage the disposition of your assets
- Help your loved ones avoid the hassle of probate court
- Help you with tax planning
Wednesday, April 7 – Espanola branch from 6 – 7 p.m.
Tuesday, April 13 – Cerrillos Road branch from 6 – 7 p.m.
Thursday, April 29 – Los Alamos branch from 6 – 7 p.m.
RSVP to Lisa by calling (505) 455–5361 or email lcantrup@dncu.org.
