Financial Seminars:

August - First Time Home Buyers Seminar

This seminar will cover:
· What to expect when buying a home
· The mortgage loan application process
· Required documentation
· Closing fees
· Overview of the purchase process

Wednesday, August 4 – Cerrillos 6-7 p.m.

August -Women and Investing

Women are taking control of their financial lives like never before. They have truly become a force to be reckoned with – in the workplace and society at large. Whether you are just starting out, looking to gain control over your finances, or ready to begin exploring retirement and estate planning, this workshop may help propel you even further toward realizing your own financial success and the future you really want. Even if you can't attend the seminar we can still answer your estate planning questions. Learn more.

Wednesday, August 11, Cerrillos 6-7 p.m.

August - Mobile Banking, Bill Pay, and FinanceWorks™

Are you looking for a quick and easy way to manage your finances in these tough economic times? DNCU’s Mobile Banking provides a convenient and easy-to-use solution. Plus, you’ll learn about the state-of-the-art features of our new Online Banking with FinanceWorks™ and Online Bill Pay.

This seminar will show you how to:
• Utilize Mobile Banking
• Manage and pay your bills online with Bill Pay
• Utilize FinanceWorks™
• Manage ALL of your financial accounts in one place
• Analyze spending behavior and find ways to save
• Simplify managing a budget and help reduce debt
• Track business income and expenses in your personal accounts
• Get organized for tax time

Monday, August 16 – Espanola Operations Center 6-7 p.m.
Tuesday, August 17 - Cerrillos Branch 6-7 p.m.
Wednesday, August 18 - Los Alamos Branch 6-7 p.m.

September - Identity Theft: Nine Million Victims and Counting

Staying aware of the problem and facing it head on can keep you ahead of the identity thieves. This presentation will provide you with information and resources you can use toward protecting yourself from becoming a victim.

Monday, September 13 - Espanola Operations Center 6-7 p.m.
Tuesday, September 14 – Los Alamos Branch 6-7 p.m.
Wednesday, September 15 – Cerrillos Branch 6-7 p.m.

October - Car Buying for Women

Car buying can be an intimidating process, which is why we’ve created a seminar designed to empower women by teaching the necessary tools to find and purchase the right car with confidence. Rita Zamora, our Dealer Representative, spent 23 years in the retail automobile business in northern NM. She knows every trick in the book and she’ll give you the inside scoop.

You will leave this seminar with:
• The confidence to walk into any dealership
• The key to getting a good deal
• A sharpened sense of your negotiation skills

Tuesday, October 5 – Espanola Operations Center 6-7 p.m.
Wednesday, October 6 – Cerrillos Branch 6-7 p.m.
Thursday, October 7 – Los Alamos Branch 6-7 p.m.

October - Score! Workhop: Financial Management for Teens and Parents

Score! is a program designed to teach teens how to manage money before it begins to manage them. In the workshop, teens learn the essentials of personal financial management (parents are required to attend). Upon completion of the workshop, teens are eligible for our DNCU Score! credit card, co-signed by a parent/guardian, which will help them start building healthy credit histories right now. Additional benefits of the program include a .25% dividend earnings on savings accounts and a subscription to Brass Magazine, the money magazine for teens.

Enroll today! Visit your local branch and open a Score! account for your teen. Make sure to bring a birth certificate and social security card for new account holders. You will receive a welcome letter and an opportunity to sign up for the seminar once your teen is enrolled in the program. If you have questions please call (505) 455-5361.

Saturday, October 9 - Cerrillos Branch 12:30-3:30 p.m.

November - CreditAbility: Build a Strong Credit History

Your credit report and credit score have a significant impact on your life but few really understand what they are or how they’re measured. Learn more about your credit report and score and how to use them to improve your financial life for good.

This essential seminar will cover:
• Who needs to build good credit, and why
• The significance of credit report and score
• How to establish credit if you don’t have any
• How to rebuild a good credit history
• Tips for using credit wisely
• Pitfalls that cost you plenty
• Your rights and responsibilities

Monday, November 1 – Espanola Operations Center 6-7 p.m.
Wednesday, November 3 – Los Alamos Branch 6-7 p.m.
Thursday, November 4 - Cerrillos Branch 6-7 p.m.

RSVP by calling (505) 455–5361 or email lcantrup@dncu.org. Please provide your name and phone number so that we may provide you with a courtesy reminder call.

Espanola Operations Center - 701 Vietnam Veterans Memorial Park Rd. (Paseo de Onate and Vietnam Veterans Memorial Park Rd.)
Los Alamos Branch - 1000 Trinity Dr. (Knecht and Trinity)
Cerrillos Branch - 3286 Cerrillos Rd. (Cerrillos and Richards - near Baillios)

Our free seminars are taught by experts in the field and are purely educational so you don’t have to worry about someone trying to sell you something. Non-members welcome.