Home Loans of All Shapes & Sizes

Looking to purchase, build, refinance or use your equity to consolidate other bills?  Del Norte Credit Union has the mortgage loan product that best meets your needs!  All of our real estate loans feature competitive rates and easy repayment terms. 

First Mortgages

• The interest rate is fixed and will never change, making it easy to plan for your mortgage expenses. You will know exactly what your principal and interest payments will be for years down the road. Fixed rate mortgage loans are available in a variety of terms. 

Mobile Home with Land (On permanent foundation)

• This program may be a great fit for you if you're planning to put a manufactured home on land you already own. The home must remain owner occupied and must be sent on a permanent foundation.  We prefer that your home be a doublewide or larger and ten years old or newer.

Home Equity Loans (Second Mortgage) and Lines of Credit

• Your home can even help you to consolidate debt or pay for college. You’ll get a much lower interest rate than you would pay on a credit card or personal loan. Plus, the interest on a home equity loan or home equity line of credit may be tax deductible, helping you save even more.

Jumbo Loans

• When you’re ready to upgrade to a luxury home or build your own custom dream house, DNCU offers Jumbo Mortgages (mortgage amounts above $417,000).

Vacant Land

• Found your lot, but not ready to build? We can help.

Construction Loans

• Building your home? From start to finish, we can help! DNCU offers a loan program for the purchase of your land, construction of your home, and permanent financing when you are ready to move in.

Let our experienced Loan Officers help build the best loan for you.  Contact our Real Estate Department for more information at 505-455-HOME or apply online at http://dncu.mortgagewebcenter.com.