Credit Cards
Visa Platinum
APR**9.9%
Annual FeeNONE
Grace Period25 Days
Cash Advance FeeNONE
Share Certificate Builder Account
Dividend Rate*APY**
0.20%0.20%
Share Draft (Checking) Account
Dividend Rate*APY**
Express (Basic)0.00%0.00%
Preferred*$1000 min. balance0.05%0.05%
Preferred Plus*$1000 min. balance0.05%0.05%
Preferred Plus Senior*$1000 min. balance0.05%0.05%
Holiday Savings Account
Dividend Rate*APY**
0.20%0.20%
Share and IRA Certificates - $1,000 (+) Minimum Balance
TermDividend Rate*APY**
3 month0.35%0.35%
6 month0.35%0.35%
9 month0.40%0.40%
12 month0.45%0.45%
18 month0.50%0.50%
24 month0.55%0.55%
30 month0.65%0.65%
36 month0.75%0.75%
48 month0.95%0.95%
Share and IRA Certificates - $10,000 (+) Minimum Balance
TermDividend Rate*APY**
3 month0.40%0.40%
6 month0.40%0.40%
9 month0.45%0.45%
12 month0.50%0.50%
18 month0.55%0.55%
24 month0.60%0.60%
30 month0.70%0.70%
36 month0.80%0.80%
48 month1.00%1.01%
Share and IRA Certificates - $100,000 (+) Minimum Balance
TermDividend Rate*APY**
3 month0.45%0.45%
6 month0.45%0.45%
9 month0.50%0.50%
12 month0.55%0.55%
18 month0.60%0.60%
24 month0.65%0.65%
30 month0.75%0.75%
36 month0.85%0.85%
48 month1.05%1.06%
Money Market Share/Draft (Checking) Account
Dividend Rate*APY**
$0-$1,999.990.0%0.0%
$2,000-$9,999.990.05%0.05%
$10,000-$24,999.990.10%0.10%
$25,000-$49,999.990.15%0.15%
$50,000-$99,999.990.20%0.20%
$100,000+0.25%0.25%
Share (Savings) Account
Dividend Rate*APY**
$5.00-$1,999.990.05%0.05%
$2,000-$9,999.990.15%0.15%
$10,000-$24,999.990.15%0.15%
$25,000-$49,999.990.15%0.15%
$50,000+0.15%0.15%
IRA Savings Account0.20%0.20%
Auto Loans
Model YearRates As Low As (APR)*
2017-20151.99%
2014-20072.99%
Classic and Collectable Vehicles3.49%
Unsecured Loans
Type of LoanRates As Low As (APR)*
Personal Loan7.99%
Platinum VISA Card9.90%
Revolving Line of Credit10.90%
Other Secured Loans
Type of LoanRates As Low As (APR)*
Share or Certificate Secured (sup)1(/sup)3.00%
New RV(sup)2(/sup) (2017-2014)6.24%
Used RV(sup)2(/sup) (2013-2009)6.24%
New Motorcycle (2017-2014)6.24%
Used Motorcycle (2013-2009)6.49%
New ATV (sup)3(/sup) (2017-2014)6.49%
Used ATV (sup)3(/sup) (2013-2009)6.99%
New Tractor/Heavy Equipment9.74%
Used Tractor/Heavy Equipment10.74%
New Mobile Home**7.49%
Used Mobile Home**8.74%
Share Secured Credit Card and Share Secured Line of CreditSame rate as unsecured loans of this type.