DNCU's certificates offer the best dividends for our members. If you can set money aside for anywhere from 3 months to 4 years, you can reap the benefits of our great certificate rates.

All you need is $1,000 to open one of our standard certificates and you earn even more dividends if you achieve $10,000 or $100,000 balances.

Certificate Builder

We now offer a Certificate Builder that helps our members who don't have the minimum $1,000 balance work their way towards saving for their future.

With just $50 you can open a Certificate Builder. You must also set up an automatic transfer or deposit for at least $50 each month. Once your Certificate Builder reaches $500, it will be transferred to a 12-month certificate to earn even more dividends. Certain restrictions and fees do apply, so consult your member disclosure packet for details.

To view our current certificate rates, click here.

For related information about share certificates, click any of the links below: