IRA Share Accounts

DNCU offers Traditional, ROTH, and Education Savings IRAs. IRAs are tax-sheltered savings plans. Contributions may be deducted from taxable income. Consult your tax advisor for details.

To be eligible for an IRA Share Account, you must have earned income in the current tax year and meet all IRS Individual Retirement Account eligibility requirements.

To learn more about IRA Share Accounts, visit any Financial Service Advisor at any of our 6 branches, call (877) 818-DNCU, or consult your tax advisor.

Your IRA Certificate is also insured by the National Credit Union Administration up to $250,000.

To view our current IRA certificate rates, click here.

For related information about IRA Certificates, click on any of the links below.

IRA Certificates

DNCU's IRA Certificates work just like our Share Certificates, but provide the added advantage of tax-deferred dividends.

To be eligible for an IRA Certificate, you must have earned income in the current tax year and meet all IRS Individual Retirement Account eligibility requirements.

To learn more about IRA Certificates, talk to a Financial Service Advisor at any of our 6 branches, call (877)-818-DNCU, or consult your tax advisor.

Your IRA Certificate is also insured by the National Credit Union Administration up to $250,000.

To view our current IRA certificate rates, click here.