The Account

If you keep a higher balance and write three checks or fewer, per month, this is a great choice for you to earn higher interest*.

Dividends are paid on the first of every month for balances above $2,000 and earned from the time of deposit. Different rates are paid depending on your balance - the more you save, the more you earn! View current rates.

There is no monthly fee and your first book of 25 custom image checks is free.

  • No minimum withdrawal amount.
  • Limit of 6 withdrawals or transfers monthly.
  • No more than 3 of the 6 transfers may be negotiated by check, draft or debit card.
  • Tiered rates based on account balance (see Current Rates). Dividends are compounded monthly and paid monthly.
Open Your Account

Visit with any Service Advisor at one of our 6 branches or call (877) 818-DNCU. Not a member of DNCU, applying Online is quick and easy. Start here.

*DNCU will charge a service fee for more than three checks. Other fees may apply, please see our List of Fees for a complete list.