Get 2017 Started Right! Balance Transfer for Life

January 15, 2017 through March 31, 2017: our Balance Transfer for Life offer at 3.9% APR*. Transfer a credit card balance to a no annual fee DNCU Visa credit card, and receive a 3.9% APR* for the life of the balance.

*Annual percentage rate with approved credit. For qualified borrowers; some restrictions apply. Promotion for external consolidations only. Transactions that will qualify must be requested January 15 through March 31, 2017 only. Any balance transferred after March 31, 2017 will be charged at the regular rate of 9.9% APR.

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We offer VISA Platinum credit cards. Our cards have great features:

  • As low as 9.9% annual percentage rate
  • No penalty pricing
  • No purchase, cash-advance, balance transfer, or annual fee
  • No gimmicks or hidden fees
  • Bad credit? You may use your Share account (savings) to secure your credit card
  • Convenient worldwide ATM access
  • Earn CURewards points for travel and gift awards with Visa Platinum
  • Your monthly payment will be 3% of your average monthly balance or $15, whichever is greater.
  • Visa Purchase Alerts: know where your money is going - get an email whenever you use your Visa Platinum card. Sign up here.*

Apply online, at any of our 6 branches, or call (877) 818-DNCU (3628).

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View credit card disclosures

*DNCU does not support text alerts with purchases; email alerts only.


Use your Platinum VISA card to purchase anything, anywhere and you'll earn points every time you spend. Login to view your accumulated points, then shop for travel and other merchandise to your heart's content. Never used CURewards? - simply click the login link to register as a new user.

Login to CURewards

CURewards Mall - And now there's a new way for you to earn extra points...and get a great deal,too. Introducing the new CURewards Mall program - top merchants, exclusive in-store and online offers, only for CURewards members.

  • Shop - Visit to access CURewards Mall. Then shop at your favorite participating online and in-store retailers.
  • Earn - Every time you use your DNCU Platinum VISA at a participating CURewards Mall retailer, you'll earn more Mall points. It's that simple!
  • Redeem - Your Mall points are automatically combined with your CURewards points for even BIGGER rewards. Redeem your Mall points for electronics, airline tickets, tools - and so much more!
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